Gaya APA

Messier, W, F. et al (2006). AUDITING AND INSURANCE SERVICES: A Systemic Approach + CD (4th). New York: MCGRAW-HILL.

Gaya MLA

Messier, William, F.. et al. "AUDITING AND INSURANCE SERVICES: A Systemic Approach + CD". 4th New York: MCGRAW-HILL, 2006. Text.